Wealth Pilot
$
Yrs
%
Monthly Savings
$20
Total Invested
$2,400
Total Profit
$0
0% ROI
Total Wealth
$3,400
Budget Breakdown
Needs (50%)
$50
Wants (30%)
$30
Savings (20%)
$20
Wealth Trajectory
Invested
Total
User Manual & Glossary
The 50/30/20 Rule
The gold standard for budgeting. We suggest allocating 50% of income to Needs (Rent, Food), 30% to Wants (Fun, Shopping), and 20% to Savings/Investing.
Compound Interest (APY)
This is how your money makes babies. The APY (Annual Percentage Yield) determines how fast it grows. The stock market averages 7-8% historically.
Total Profit (ROI)
This is “free money” generated by time and interest. It’s the difference between the cash you put in vs. what the account is worth now.
Wealth Trajectory
The blue line shows your total wealth growing exponentially (curving up), while the dotted line shows your linear contributions. The gap is your profit.